Personal Accident Add-On

The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact MSIG Insurance (Malaysia) Bhd or PIDM (visit www.pidm.gov.my).

Personal accident insurance is a plan that provides financial support and protection in the event of unforeseen accidents. Accidents do happen, and although you cannot prevent accidents, you can choose to protect yourself and your family from the consequences.

On top of your core Personal Accident policy, MSIG offers Add-on plans for you to customize your coverage to your needs. The Add-on below provide the flexibility to extend the range of coverage, giving you extra peace of mind.

Therefore, you should consider additional coverage to your existing Personal Accident insurance to help you during unexpected times. 

• Assisted Living *NEW*
  • To provide monthly reimbursement of your nursing care or services if you are unable to perform at least 3 out of the 6 Activities of Daily Living due to a covered injury which occured during your policy period of cover. Activities of Daily Living include transfer, mobility, toileting, dressing, bathing/washing and eating/feeding. 

• Traditional Chinese Medicine (TCM) Expenses

• • To provide an annual reimbursement limit for TCM Expenses without having to first seek treatment at a clinic registered with the Ministry of Health Malaysia.