MSIG Malaysia

A typical fire or home insurance does not cover loss or damage to the insured property caused by landslip or landslide, which can result in significant damage to or even complete destruction of the property. While you may choose to extend coverage to include the relevant peril cover currently offered under the Fire Tariff, any claims made thereunder is subject to an Excess of up to RM25,000. This Excess refers to the amount of loss that you have to bear before the insurance company pays for the balance of your damage claim. As this Excess can be considerably high, it may cause unexpected financial hardship to customers when faced with the costs to repair or rebuild their damaged property.


To alleviate the financial burden of owners of landed residential and light commercial properties* such as shop lots up to three storeys when the unfortunate occurs, MSIG now offers a Landslip or Landslide Add-on at an additional premium, that covers loss or damage to your insured property caused by landslip or landslide up to the specified Limit, at an Excess amount of your choice. This Add-on provides a cover on a first loss basis without Average; MSIG will pay up to your selected Limit subject to deduction of your selected Excess.

Fire/ Home Insurance Add-On: Landslip or Landslide

Dear Valued Customers,

Please be informed that an 8% Service Tax will be applied for all taxable general insurance policies where the insurance period commences on or after 1 March 2024 or where the insurance period spans across 1 March 2024 (calculated on a pro-rated basis).

MSIG reserves the right to collect any undercharged service tax for policies processed before 1 March 2024 where the insurance period spans across 1 March 2024. 

You are obligated to pay any applicable taxes including but not limited to service tax and stamp duty that are imposed by the Malaysian tax authorities in relation to your Policy. 

We are in the midst of updating our brochure and product materials to reflect the Service Tax. The materials will be ready in due course.

If you have any queries, please contact our Customer Service Hotline: 1-800-88-MSIG (6744).

MSIG Assist

Our dedicated Customer Service Officers and staff will be happy to assist with your queries.