MSIG Malaysia

This year, the campaign that focuses on the 3 pillars - BE A SMART CONSUMER, BE A SAFE DRIVER, BE A RESPONSIBLE CAR OWNER has made its debut with a light hearted music video, featuring the bubbly local Artist Adibah Noor, appointed as the campaign ambassador since 2018. Others featured in the video clip includes the Deputy Transport Minister Datuk Kamaruddin Jaafar, General Insurance Association of Malaysia (PIAM) chairman Anthony Lee, Malaysian Takaful Association Chairman Muhammad Fikri Mohamad Rawi and Child Safety Mark Lim.

Click here to watch the Music Video now!

1) Play your Role - BE A SMART CONSUMER

Liberalisation provides insurance companies / takaful operators with the opportunity to offer new and innovative products and services to meet consumers' different needs.

You can find out about the various motor insurance/takaful products that are available, make comparisons before selecting an insurance/takaful plan that meets your requirements and budget by using the "Motor Product Selector", available at / 

You can also contact your insurance company/ takaful operator or agent for more details. 

2) Play your Role - BE A SAFE DRIVER

Having a clean traffic record improves your risk profile, which can be beneficial when you buy or renew your motor insurance/takaful Therefore, make these acts a habit:

a) Follow the speed limit at all times.

b) Observe and follow traffic rules.

c) Don't use your mobile phone when driving as it distracts your focus.


A poorly maintained vehicle might not be able to perform effectively and may result in accidents. Service your vehicle as per scheduled to reduce the risk of accidents. 

An accident-free vehicle means your No Claim Discount (NCD) is maintained and will be a long term savings in your premiums / takaful contributions.

Click here to watch the video.

Why Liberalise?

Motor Insurance Liberalisation

Currently, motor insurance premiums or motor  takaful contributions are determined by tariffed rates based on model, age and engine capacity of vehicles, and discounts in the form of NCD*.  Starting  1 July 2017, the premium/takaful contribution for Motor Comprehensive and Motor Third Party Fire and Theft products will be determined by individual insurance companies and takaful operators. Liberalisation will drive fairer ways of pricing premiums/takaful contributions based on risk profiles, which will encourage road users to be more responsible. This will spur innovation with more products and services to meet different consumer needs for the ultimate benefit of the motoring public.

*No Claims Discount

Click here to view the video by PIAM in support of their initiative to educate consumers in better understanding of liberalisation of motor insurance in Malaysia.

To read on the Frequently Asked Questions (FAQs), you can download it by clicking on the link below.

Liberalisation of Motor Insurance FAQs by PIAM
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