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Motor
Private Car

Motor Plus

Add more, save more with the widest coverage! This policy includes 7 pre-bundled add-ons, with options to add even more.​

Important notice

You must ensure that your vehicle is insured at the appropriate amount as it will affect the amount you can claim. You must nominate a nominee and ensure that your nominee is aware of the personal accident policy that you have purchased. You should read and understand the insurance policy and discuss with your insurance adviser or contact the insurance company directly for more information.
Key benefits Coverage Add-on FAQ Downloads
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Notes

MSIG Insurance (Malaysia) Bhd is a member of PIDM. The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact MSIG Insurance (Malaysia) Bhd or PIDM (visit www.pidm.gov.my).

Key benefits

Packaged Add-on

Our flagship motor insurance product, Motor Plus includes popular additional benefits like Driver's Personal Accident, Full Special Perils, Legal Liability to Passengers, Legal Liability of Passengers, Waiver of Compulsory Excess, Strike, Riot and Civil Commotion, and 24-Hour Unlimited Towing Service. All of this for a special packaged premium.

Comprehensive cover

MSIG Motor Plus Insurance is a comprehensive motor policy with extended coverage packaged in a single policy that provides ease and convenience to customers in purchasing motor insurance. 

For more information, please click Coverage below.
EXCLUSIVE DEAL

Waiver of betterment cost

Optional add-on that waives the betterment charges arising from original spare parts cost.

Get an exclusive rate for Waiver of Betterment Cost add-on when you purchase MSIG Motor Plus Policy.

Coverage

Read the product disclosure sheet and general terms and conditions before taking out this insurance.
View downloads

Add-on

EXCLUSIVE
Waiver of betterment cost EZ-Mile Windscreen Current year "NCD" relief Smart key shield EV Plus View all

Waiver of betterment cost

Get an exclusive rate for Waiver of Betterment Cost add-on when you purchase MSIG Motor Plus Policy.

Waives the betterment charges arising from original spare parts cost.

Learn more

Available with

Motor Thumbnail

Motor Plus

View details

 Lady Motor Plus

Lady Motor Plus

View details

 Comprehensive Private Car

Comprehensive Private Car

View details

EZ-Mile

Available with

Motor Thumbnail

Motor Plus

View details

 Lady Motor Plus

Lady Motor Plus

View details

 Comprehensive Private Car

Comprehensive Private Car

View details

Windscreen

Windscreen
  • Covers the breakage of glass in windscreens, front, rear, side windows, sunroof and lamination or tinting film.
  • The damaged windscreen will be replaced and your No-Claim-Discount (NCD) entitlement will not be affected.

Available with

Motor Thumbnail

Motor Plus

View details

 Lady Motor Plus

Lady Motor Plus

View details

 Comprehensive Private Car

Comprehensive Private Car

View details

 EV Prime

EV Prime

View details

Current year "NCD" relief

Compensates the No-Claim-Discount (NCD) that you may forfeit due to a claim being made under your policy.

Learn more

Available with

Motor Thumbnail

Motor Plus

View details

 Lady Motor Plus

Lady Motor Plus

View details

 Comprehensive Private Car

Comprehensive Private Car

View details

Smart key shield

  • Covers the cost of repair, replace, and/or reprogram your Smart Car Key in the event of theft, loss, or accidental damage.
  • Covers 1 set of Smart Car Key per car.

Learn more

Available with

Motor Thumbnail

Motor Plus

View details

 Lady Motor Plus

Lady Motor Plus

View details

 Comprehensive Private Car

Comprehensive Private Car

View details

EV Plus

EV Plus With EV Home Wall Charger Without EV Home Wall Charger
EV Home Wall Charger
Provides coverage up to RM20,000 in the event of loss or damage to the EV Home Wall Charger due to fire, lightning or other perils.		 Covered Not Covered
Cleaning Cost Allowance
Provides allowance of RM3,000 due to aftermath of the covered events on the EV Home Wall Charger.		 Covered Not Covered
Personal Liability due to EV Home Wall Charger
Provides Personal Liability coverage up to RM50,000 for third-party bodily injury or death, or third-party property damage due to the direct use of EV Home Wall Charger.		 Covered Not Covered
Portable Charging Cable
Provides coverage up to RM5,000 for loss or damage to the portable charging cable due to accidental collision or overturning, fire or theft.		 Covered Covered
Inconvenience Cover Allowance
Provides allowance of RM5,000 in the event the EV is damaged or insured suffered a bodily injury as a result from direct use of a public EV charging station.		 Covered Covered
24-Hours Towing due to Flat Battery
Provide 24-Hours towing to your home or the nearest EV charging station if your EV runs out of battery.		 Covered Covered

Learn more

Available with

Lady Motor Plus

Lady Motor Plus

View details

 Comprehensive Private Car

Comprehensive Private Car

View details

 Motor Thumbnail

Motor Plus

View details
EXCLUSIVE

Waiver of betterment cost

Get an exclusive rate for Waiver of Betterment Cost add-on when you purchase MSIG Motor Plus Policy.

Waives the betterment charges arising from original spare parts cost.

Learn more

Available with

Motor Thumbnail

Motor Plus

View details

 Lady Motor Plus

Lady Motor Plus

View details

 Comprehensive Private Car

Comprehensive Private Car

View details
View all

EZ-Mile

Available with

Motor Thumbnail

Motor Plus

View details

 Lady Motor Plus

Lady Motor Plus

View details

 Comprehensive Private Car

Comprehensive Private Car

View details
View all

Windscreen

Windscreen
  • Covers the breakage of glass in windscreens, front, rear, side windows, sunroof and lamination or tinting film.
  • The damaged windscreen will be replaced and your No-Claim-Discount (NCD) entitlement will not be affected.

Available with

Motor Thumbnail

Motor Plus

View details

 Lady Motor Plus

Lady Motor Plus

View details

 Comprehensive Private Car

Comprehensive Private Car

View details

 EV Prime

EV Prime

View details
View all

Current year "NCD" relief

Compensates the No-Claim-Discount (NCD) that you may forfeit due to a claim being made under your policy.

Learn more

Available with

Motor Thumbnail

Motor Plus

View details

 Lady Motor Plus

Lady Motor Plus

View details

 Comprehensive Private Car

Comprehensive Private Car

View details
View all

Smart key shield

  • Covers the cost of repair, replace, and/or reprogram your Smart Car Key in the event of theft, loss, or accidental damage.
  • Covers 1 set of Smart Car Key per car.

Learn more

Available with

Motor Thumbnail

Motor Plus

View details

 Lady Motor Plus

Lady Motor Plus

View details

 Comprehensive Private Car

Comprehensive Private Car

View details
View all

EV Plus

EV Plus With EV Home Wall Charger Without EV Home Wall Charger
EV Home Wall Charger
Provides coverage up to RM20,000 in the event of loss or damage to the EV Home Wall Charger due to fire, lightning or other perils.		 Covered Not Covered
Cleaning Cost Allowance
Provides allowance of RM3,000 due to aftermath of the covered events on the EV Home Wall Charger.		 Covered Not Covered
Personal Liability due to EV Home Wall Charger
Provides Personal Liability coverage up to RM50,000 for third-party bodily injury or death, or third-party property damage due to the direct use of EV Home Wall Charger.		 Covered Not Covered
Portable Charging Cable
Provides coverage up to RM5,000 for loss or damage to the portable charging cable due to accidental collision or overturning, fire or theft.		 Covered Covered
Inconvenience Cover Allowance
Provides allowance of RM5,000 in the event the EV is damaged or insured suffered a bodily injury as a result from direct use of a public EV charging station.		 Covered Covered
24-Hours Towing due to Flat Battery
Provide 24-Hours towing to your home or the nearest EV charging station if your EV runs out of battery.		 Covered Covered

Learn more

Available with

Lady Motor Plus

Lady Motor Plus

View details

 Comprehensive Private Car

Comprehensive Private Car

View details

 Motor Thumbnail

Motor Plus

View details
View all

Frequently asked questions

What are the different types of Motor Insurance coverages?

There are three main types of Motor Insurance coverage in Malaysia.

2 Tpftc Rev

Third Party cover is a basic motor insurance cover that covers death or injury to a third party, and damage to another person’s car or property.

Third Party, Fire and Theft adds coverage for damage to the policyholder’s car due to fire, or theft of the policyholder’s car.

Comprehensive cover includes all the above as well as coverage of the policyholder’s vehicle due to accident.

For more information, do contact your MSIG Insurance adviser, or click here to get in contact.
How do I make a claim?

Please provide a written notice to the Company with full details within 7 days upon receiving notice of or sustaining any accident, loss or damage. You may contact any MSIG Branch or your Insurance Adviser to obtain a copy of the claim form. Submit the completed claim form here to the Company together with all relevant documents as soon as possible.
How do I enrol for the policy?

Just complete the attached proposal form here and send it to us, or your Insurance Adviser.
What are the procedures for me to cancel my policy? What if the Company decides to cancel my policy?

You may cancel the cover at any time by notifying us in writing. Within 7 days of the cancellation, you must surrender to us the certificate of insurance or alternatively provide us with a statutory declaration. We may also cancel this cover by giving you 14 days' notice by registered post to your last known address. Details of the refund of premium are stated in the Policy, Cancellation Condition No. 3.
How do I lodge a complaint if I am unhappy with the product or services?

If you have a complaint about our product or services, or you are not satisfied with the rejection or offer of any settlement of a claim, you should first try to resolve the complaint with our Customer Service Centre.

If you are still not satisfied with the decision, you can write either to the BNMLINK of Bank Negara Malaysia or the Financial Markets Ombudsman Service (FMOS) (formerly known as Ombudsman for Financial Services (OFS)), free of charge.

View full FAQ

Downloads

MSIG Motor Plus Insurance Policy Wording (EN)

Open MSIG Motor Plus Insurance Policy Wording (EN) Download MSIG Motor Plus Insurance Policy Wording (EN)

MSIG Motor Plus Insurance Policy Wording (BM)

Open MSIG Motor Plus Insurance Policy Wording (BM) Download MSIG Motor Plus Insurance Policy Wording (BM)

MSIG Motor Plus Insurance Brochure (EN, BM)

Open MSIG Motor Plus Insurance Brochure (EN, BM) Download MSIG Motor Plus Insurance Brochure (EN, BM)

MSIG Motor Plus Insurance Product Disclosure Sheet (EN)

Open MSIG Motor Plus Insurance Product Disclosure Sheet (EN) Download MSIG Motor Plus Insurance Product Disclosure Sheet (EN)

Motor Insurance Proposal Form (EN, BM)

Open Motor Insurance Proposal Form (EN, BM) Download Motor Insurance Proposal Form (EN, BM)

Motor Add-On Proposal Form (EN, BM)

Open Motor Add-On Proposal Form (EN, BM) Download Motor Add-On Proposal Form (EN, BM)

Motor Add-On Leaflet (EN, BM)

Open Motor Add-On Leaflet (EN, BM) Download Motor Add-On Leaflet (EN, BM)

EV Plus Leaflet (EN, BM)

Open EV Plus Leaflet (EN, BM) Download EV Plus Leaflet (EN, BM)
Download all

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Motor Mobile

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