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Notes

MSIG Insurance (Malaysia) Bhd is a member of PIDM. The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact MSIG Insurance (Malaysia) Bhd or PIDM (visit www.pidm.gov.my).

Key benefits

Comprehensive cover

MSIG EV Prime is a comprehensive motor policy that is packaged with additional benefits that cater to your EV needs.

EV home wall charger

Provides coverage up to RM20,000 in the event of loss or damage to the EV Home Wall Charger due to fire, lightning or other perils.

Cleaning cost allowance

Provides allowance of RM3,000 due to aftermath of the covered events on the EV Home Wall Charger.

Personal liability due to EV home wall charger

Provides Personal Liability coverage up to RM50,000 for third party bodily injury or death, or third party property damage due to the direct use of EV Home Wall Charger.

Portable charging cable

Provides coverage up to RM5,000 for loss or damage to the portable charging cable due to accidental collision or overturning, fire or theft.

Inconvenience cover allowance

Provides allowance of RM5,000 in the event the EV is damaged or insured suffered a bodily injury as a result from direct use of a public EV charging station.

Coverage

Read the product disclosure sheet and general terms and conditions before taking out this insurance.
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Add-on

Windscreen Special perils Legal liability of passengers Legal liability to passengers View all

Windscreen

Windscreen
  • Covers the breakage of glass in windscreens, front, rear, side windows, sunroof and lamination or tinting film.
  • The damaged windscreen will be replaced and your No-Claim-Discount (NCD) entitlement will not be affected.

Available with

Special perils

Covers the motorcycle against loss or damage due to flood, typhoon, hurricane, storm, tempest, volcanic eruption, earthquake, landslide, landslip, subsidence or sinking of the soil/earth or other convulsions of nature.

Available with

Legal liability of passengers

Provides cover against legal liability sought by third party against you for the actions of your passengers.

Available with

Legal liability to passengers

Provides cover against legal liability sought by your passengers against you in the event of an accident due to your negligence.

Available with

Windscreen

Windscreen
  • Covers the breakage of glass in windscreens, front, rear, side windows, sunroof and lamination or tinting film.
  • The damaged windscreen will be replaced and your No-Claim-Discount (NCD) entitlement will not be affected.

Available with

View all

Special perils

Covers the motorcycle against loss or damage due to flood, typhoon, hurricane, storm, tempest, volcanic eruption, earthquake, landslide, landslip, subsidence or sinking of the soil/earth or other convulsions of nature.

Available with

View all

Legal liability of passengers

Provides cover against legal liability sought by third party against you for the actions of your passengers.

Available with

View all

Legal liability to passengers

Provides cover against legal liability sought by your passengers against you in the event of an accident due to your negligence.

Available with

View all

Frequently asked questions

What is this product about?

This policy provides insurance against liability to other parties for injury or death, damage to other parties’ property, and accidental or fire damage to your vehicle or theft of your vehicle.

What are the optional add-ons offered online under the EV Prime coverage?

We offer the following optional motor add-ons:

    1. Windscreen
    2. Special Perils (Flood, Storm, Landslide, Landslip or Subsidence Cover) (Non-Tariff)
    3. Legal Liability of Passengers
    4. Legal Liability to Passengers

Please refer to motor add-on leaflet for more details.

You may contact our Customer Service at 1-800-88-6744 for other add-ons than the above.

Is there any *Motor Assist Program offered by MSIG?

Yes, in the unfortunate event of an accident involving your vehicle or should a breakdown occur, MSIG is at your side to help you. You are entitled to this accident/roadside service assistance without any surcharge to your policy premium. We have a nationwide network of recommended motor repairers, ready to provide you with prompt, efficient and convenient service, whenever the need arises.

24 Hour Free Assistance Number: 1-300-880-833

*Motor Assist Program is offered to Comprehensive Private Car policyholders.

How do I make a claim?

You can submit your claim notification:

  1. online; or
  2. by providing us with written notice together with the completed claim form and all relevant documents either by mail, email or walk in to our office within 7 days of receiving notice of or sustaining any accident, loss or damage.

You may contact any MSIG Branch to obtain the claim form.

If you have any clarification or need assistance, please contact MSIG Customer Service Hotline or any MSIG Branch.

How do I lodge a complaint if I am unhappy with the product or services?

If you have a complaint about our product or services, or you are not satisfied with the rejection or offer of any settlement of a claim, you should first try to resolve the complaint with our Customer Service Centre.

If you are still not satisfied with the decision, you can write either to the BNMLINK of Bank Negara Malaysia or the Financial Markets Ombudsman Service (FMOS) (formerly known as Ombudsman for Financial Services (OFS)), free of charge.

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