EV Prime
Custom-made package for EV customers.
MSIG Insurance (Malaysia) Bhd is a member of PIDM. The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact MSIG Insurance (Malaysia) Bhd or PIDM (visit www.pidm.gov.my).
Key benefits
Comprehensive cover
MSIG EV Prime is a comprehensive motor policy that is packaged with additional benefits that cater to your EV needs.
EV home wall charger
Provides coverage up to RM20,000 in the event of loss or damage to the EV Home Wall Charger due to fire, lightning or other perils.
Cleaning cost allowance
Provides allowance of RM3,000 due to aftermath of the covered events on the EV Home Wall Charger.
Personal liability due to EV home wall charger
Provides Personal Liability coverage up to RM50,000 for third party bodily injury or death, or third party property damage due to the direct use of EV Home Wall Charger.
Portable charging cable
Provides coverage up to RM5,000 for loss or damage to the portable charging cable due to accidental collision or overturning, fire or theft.
Inconvenience cover allowance
Provides allowance of RM5,000 in the event the EV is damaged or insured suffered a bodily injury as a result from direct use of a public EV charging station.
Coverage
Read the product disclosure sheet and general terms and conditions before taking out this insurance.
View downloads
- Third party bodily injury or death
- Third party property loss or damage
- Loss or damage to your own vehicle due to accidental fire, theft or accident
- EV home wall charger
- Cleaning cost allowance
- Personal liability due to EV home wall charger
- Portable charging cable
- Inconvenience cover allowance
Note: Duration of cover is for one year. You need to renew the insurance cover annually.
- Death or bodily injury of your authorised driver and/or passengers due to an accident
- Your liability against claims from passengers in your vehicle
- Theft of non-factory fitted vehicles accessories (vehicle stereos, leather seats, etc.) unless otherwise declared
- Your vehicle is driven by you or your authorised driver whilst under the influence of alcohol or drugs
- Any loss, damage or liability caused by your vehicle when used for an unlawful purpose
- Consequential loss, depreciation, wear and tear, mechanical or electrical breakdown failures or breakages
- War and related risks
Note: This list is non-exhaustive. Please refer to the Policy Document for the full list of exclusions under this Policy.
Add-on
Windscreen

- Covers the breakage of glass in windscreens, front, rear, side windows, sunroof and lamination or tinting film.
- The damaged windscreen will be replaced and your No-Claim-Discount (NCD) entitlement will not be affected.
Available with
Special perils
Covers the motorcycle against loss or damage due to flood, typhoon, hurricane, storm, tempest, volcanic eruption, earthquake, landslide, landslip, subsidence or sinking of the soil/earth or other convulsions of nature.
Available with
Legal liability of passengers
Provides cover against legal liability sought by third party against you for the actions of your passengers.
Available with
Legal liability to passengers
Provides cover against legal liability sought by your passengers against you in the event of an accident due to your negligence.
Available with
Windscreen

- Covers the breakage of glass in windscreens, front, rear, side windows, sunroof and lamination or tinting film.
- The damaged windscreen will be replaced and your No-Claim-Discount (NCD) entitlement will not be affected.
Available with
Motor Plus
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Lady Motor Plus
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Comprehensive Private Car
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EV Prime
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Special perils
Covers the motorcycle against loss or damage due to flood, typhoon, hurricane, storm, tempest, volcanic eruption, earthquake, landslide, landslip, subsidence or sinking of the soil/earth or other convulsions of nature.
Available with
View allLegal liability of passengers
Provides cover against legal liability sought by third party against you for the actions of your passengers.
Available with
Motor Plus
View details
Lady Motor Plus
View details
Comprehensive Private Car
View details
EV Prime
View details
Legal liability to passengers
Provides cover against legal liability sought by your passengers against you in the event of an accident due to your negligence.
Available with
Motor Plus
View details
Lady Motor Plus
View details
Comprehensive Private Car
View details
EV Prime
View details
Frequently asked questions
This policy provides insurance against liability to other parties for injury or death, damage to other parties’ property, and accidental or fire damage to your vehicle or theft of your vehicle.
We offer the following optional motor add-ons:
-
- Windscreen
- Special Perils (Flood, Storm, Landslide, Landslip or Subsidence Cover) (Non-Tariff)
- Legal Liability of Passengers
- Legal Liability to Passengers
Please refer to motor add-on leaflet for more details.
You may contact our Customer Service at 1-800-88-6744 for other add-ons than the above.
Yes, in the unfortunate event of an accident involving your vehicle or should a breakdown occur, MSIG is at your side to help you. You are entitled to this accident/roadside service assistance without any surcharge to your policy premium. We have a nationwide network of recommended motor repairers, ready to provide you with prompt, efficient and convenient service, whenever the need arises.
24 Hour Free Assistance Number: 1-300-880-833
*Motor Assist Program is offered to Comprehensive Private Car policyholders.
You can submit your claim notification:
- online; or
- by providing us with written notice together with the completed claim form and all relevant documents either by mail, email or walk in to our office within 7 days of receiving notice of or sustaining any accident, loss or damage.
You may contact any MSIG Branch to obtain the claim form.
If you have any clarification or need assistance, please contact MSIG Customer Service Hotline or any MSIG Branch.
If you have a complaint about our product or services, or you are not satisfied with the rejection or offer of any settlement of a claim, you should first try to resolve the complaint with our Customer Service Centre.
If you are still not satisfied with the decision, you can write either to the BNMLINK of Bank Negara Malaysia or the Financial Markets Ombudsman Service (FMOS) (formerly known as Ombudsman for Financial Services (OFS)), free of charge.
Downloads
EV Prime Insurance Policy Wording (EN)
EV Prime Insurance Product Disclosure Sheet (EN)
EV Prime Insurance Product Disclosure Sheet (BM)
Ready to get covered?
Coverage you might need
Motor Plus
Add more, save more with the widest coverage! This policy includes 7 pre-bundled add-ons, with options to add even more.
Lady Motor Plus
Tailored with special coverage for female customers, all in one policy.
Comprehensive Private Car
It's more than just a vehicle. It's your trusted ride.
Comprehensive Motorcycle
Physical damage to your own motorcycle due to accidental collision or overturning or Third Party, Fire and Theft Cover plus loss.