
Motorcycle 3PA
Third party coverage with added personal accident protection for the policyholder, while using the insured motorcycle.
Important notice
You must ensure that your vehicle is insured at the appropriate amount as it will affect the amount you can claim. In the event of an accident, you must deal with approved repairers. If you have a comprehensive cover and you are not at fault, you are advised to submit your claim to your insurance company. You must nominate a nominee and ensure that your nominee is aware of the personal accident cover included in this policy that you have purchased. You should read and understand the insurance policy and discuss with your insurance adviser or contact the insurance company directly for more information.
MSIG Insurance (Malaysia) Bhd is a member of PIDM. The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact MSIG Insurance (Malaysia) Bhd or PIDM (visit www.pidm.gov.my).
Key benefits
Third party bodily injury or death
This service offers round-the-clock support to policyholders in case of vehicle-related emergencies. Whether you experience a breakdown, accident, or any other issue with your vehicle, MSIG Motor Assist is available 24/7 to provide help.
Third party property loss or damage
This service offers round-the-clock support to policyholders in case of vehicle-related emergencies. Whether you experience a breakdown, accident, or any other issue with your vehicle, MSIG Motor Assist is available 24/7 to provide help.
Rider's personal accident
Provides financial compensation and benefits for riders in the event of accidental death or permanent disablement caused by a motor accident. This coverage is designed to offer added protection and peace of mind for riders, ensuring they are safeguarded against the unforeseen risks of being on the road.
Coverage
Read the product disclosure sheet and general terms and conditions before taking out this insurance. View downloads
- Third party bodily injury or death
- Third party property loss or damage
- Policyholder's personal accident
- Your own death or bodily injury due to motor accident
- Your liability against claims from pillion on your motorcycle
- Loss/damage arising from an act of nature, e.g. flood, landslide and landslip
- Consequential loss, depreciation, wear and tear, mechanical or electrical breakdown failures or breakages
- War and related risks
Add-on
Rider’s personal accident
Provides cover for the policyholder and any Authorised Riders as a rider against death or permanent disablement due to road accident, and pays a bereavement allowance in the event of death.
Available with
MyMotorcycle Plus
- Covers the rider and pillion against death or permanent disablement due to road accident as well as provide legal liability to Pillion.
- Pays a bereavement allowance in the event of death.
- Provides inconvenience allowance for accident, theft & flood.
- Waives the Compulsory Excess (for Comprehensive Cover only).
Available with
Rider’s personal accident
Provides cover for the policyholder and any Authorised Riders as a rider against death or permanent disablement due to road accident, and pays a bereavement allowance in the event of death.
Available with
View allMyMotorcycle Plus
- Covers the rider and pillion against death or permanent disablement due to road accident as well as provide legal liability to Pillion.
- Pays a bereavement allowance in the event of death.
- Provides inconvenience allowance for accident, theft & flood.
- Waives the Compulsory Excess (for Comprehensive Cover only).
Available with
View allFrequently asked questions
You may cancel the cover at any time by notifying us in writing. Within 7 days of the cancellation, you must surrender to us the certificate of insurance or alternatively provide us with a statutory declaration. We may also cancel this cover by giving you 14 days' notice by registered post to your last known address. Details of the refund of premium are stated in the Policy, Cancellation Condition No. 3.
Please provide a written notice to the Company with full details within 7 days upon receiving notice of or sustaining any accident, loss or damage. You may contact any MSIG Branch or your Insurance Adviser to obtain a copy of the claim form. Submit the completed claim form to the Company together with all relevant documents as soon as possible.
Just complete the attached proposal form here and send it to us or your Insurance Adviser.
If you have a complaint about our product or services, or you are not satisfied with the rejection or offer of any settlement of a claim, you should first try to resolve the complaint with our Customer Service Centre.
If you are still not satisfied with the decision, you can write either to the Customer Services Bureau of Bank Negara Malaysia or the Financial Markets Ombudsman Service (FMOS) (formerly known as Ombudsman for Financial Services (OFS)), free of charge.
Downloads
Policy Wording (EN) - Motorcycle 3PA Insurance
Policy Wording (BM) - Motorcycle 3PA Insurance
MSIG Motorcycle Insurance Brochure
Product Disclosure Sheet
MSIG Motor Proposal Form
Ready to get covered?

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