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Notes

MSIG Insurance (Malaysia) Bhd is a member of PIDM. The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact MSIG Insurance (Malaysia) Bhd or PIDM (visit www.pidm.gov.my).

Key benefits

Comprehensive cover

MSIG Lady Motor Plus is a Comprehensive Private Car insurance that is enhanced with special covers that cater to female customers all in a single policy.

Basic coverage includes:

  • Third Party bodily injury or death;
  • Third Party property loss or damage; and
  • Loss or damage to your own vehicle due to accidental fire, theft or accident.

See Coverage below for list of covers provided.

Policyholder's personal accident

Provides cover for the policyholder only against death or permanent disablement up to RM50,000 due to road accident.

EXCLUSIVE

Inconvenience relief allowance

Provides allowance in the event of total loss, theft or damage to your vehicle due to flood.

Note: This add-on is packaged with Lady Motor Plus and not available for sale individually as Optional Add-on Cover.

EXCLUSIVE

Loss or damage to personal belongings

Compensates for the loss of or damage to your or your authorised driver's personal belongings due to an accident or snatch theft.

Note: This add-on is packaged with Lady Motor Plus and not available for sale individually as Optional Add-on Cover.

EXCLUSIVE

Transportation allowance

Covers your transportation expenses when your vehicle is involved in an accident and towed to an approved workshop for repair.

Note: This add-on is packaged with Lady Motor Plus and not available for sale individually as Optional Add-on Cover.

Full special perils

Provides cover for loss or damage to your car due to flood, typhoon, hurricane, storm, tempest, volcanic eruption, earthquake, landslide, landslip, subsidence or sinking of the soil/earth or other convulsions of nature.

Coverage

Read the product disclosure sheet and general terms and conditions before taking out this insurance. View downloads

Add-on

Windscreen EZ-Mile Smart key shield Legal liability of passengers Legal liability to passengers View all

Windscreen

Windscreen
  • Covers the breakage of glass in windscreens, front, rear, side windows, sunroof and lamination or tinting film.
  • The damaged windscreen will be replaced and your No-Claim-Discount (NCD) entitlement will not be affected.

Available with

EZ-Mile

Available with

Smart key shield

  • Covers the cost of repair, replace, and/or reprogram your Smart Car Key in the event of theft, loss, or accidental damage.
  • Covers 1 set of Smart Car Key per car.

Learn more

Available with

Legal liability of passengers

Provides cover against legal liability sought by third party against you for the actions of your passengers.

Available with

Legal liability to passengers

Provides cover against legal liability sought by your passengers against you in the event of an accident due to your negligence.

Available with

Windscreen

Windscreen
  • Covers the breakage of glass in windscreens, front, rear, side windows, sunroof and lamination or tinting film.
  • The damaged windscreen will be replaced and your No-Claim-Discount (NCD) entitlement will not be affected.

Available with

View all

EZ-Mile

Available with

View all

Smart key shield

  • Covers the cost of repair, replace, and/or reprogram your Smart Car Key in the event of theft, loss, or accidental damage.
  • Covers 1 set of Smart Car Key per car.

Learn more

Available with

View all

Legal liability of passengers

Provides cover against legal liability sought by third party against you for the actions of your passengers.

Available with

View all

Legal liability to passengers

Provides cover against legal liability sought by your passengers against you in the event of an accident due to your negligence.

Available with

View all

Frequently asked questions

Who is eligible for MSIG Lady Motor Plus?

Female vehicle owners aged 17 years old and above with a valid driving licence.

Can a male private vehicle owner purchase MSIG Lady Motor Plus where his wife is the authorised driver?

No, this product is restricted to female private vehicle owners only.

Must the authorised driver(s) under MSIG Lady Motor Plus be female only?

Authorised driver means any person, male or female, who drives your vehicle with your consent or permission provided he or she holds a valid driving licence of the relevant type and is not disqualified to drive by law or for any other reason.

Does the Policyholder’s Personal Accident coverage extend to the authorised driver(s) and passenger(s)?

No, this coverage is limited to the female policyholder only whilst driving the vehicle or riding as passenger, boarding or alighting from the insured vehicle.

In the event of damage to the vehicle due to flood, can the female policyholder choose to make a claim under Inconvenience Relief Allowance cover only and not under the Full Special Perils cover?

Yes, the female policyholder is entitled to an allowance of RM1,000 under Inconvenience Relief Allowance for the damage to the vehicle due to flood and this coverage is limited to one (1) occurrence in each period of insurance.

Downloads

Lady Motor Plus Insurance Policy Wording Booklet - ENG

Lady Motor Plus Insurance Policy Wording Booklet - BM

MSIG Lady Motor Plus Brochure with PDS

Motor Proposal Form

Motor Add-On Proposal Form

Download all

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