
Comprehensive Motorcycle
Physical damage to your own motorcycle due to accidental collision or overturning or Third Party, Fire and Theft Cover plus loss.
Important notice
You must ensure that your vehicle is insured at the appropriate amount as it will affect the amount you can claim. In the event of an accident, you must deal with approved repairers. If you have a comprehensive cover and you are not at fault, you are advised to submit your claim to your insurance company. You must nominate a nominee and ensure that your nominee is aware of the personal accident cover included in this policy that you have purchased. You should read and understand the insurance policy and discuss with your insurance adviser or contact the insurance company directly for more information.
MSIG Insurance (Malaysia) Bhd is a member of PIDM. The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact MSIG Insurance (Malaysia) Bhd or PIDM (visit www.pidm.gov.my).
Key benefits
Third party bodily injury or death
Covers your legal liability for causing accidental injury or loss of life to third parties in the event of a motor accident, providing essential protection for unforeseen incidents involving others.
Third party property loss or damage
Protects you from legal liability for damage to third-party property caused by your insured vehicle, ensuring financial assistance for repair or replacement costs.
Loss or damage to your own motorcycle due to accidental fire, theft or accident
Offers coverage for your insured vehicle in case of damage or total loss resulting from accidental fire, theft, or road accidents, providing comprehensive protection for your motorcycle.
Coverage
Read the product disclosure sheet and general terms and conditions before taking out this insurance. View downloads
- Third party bodily injury or death
- Third party property loss or damage
- Loss or damage to your own motorcycle due to accidental fire, theft or accident
Note: Duration of cover is for 1 year. You need to renew the insurance cover annually.
- Your own death or bodily injury due to motor accident
- Your liability against claims from pillion on your motorcycle
- Loss/damage arising from an act of nature, e.g. flood, landslide and landslip
- Consequential loss, depreciation, wear and tear, mechanical or electrical breakdown failures or breakages
- War and related risks
Note: This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
Add-on
MyMotorcycle Plus
- Covers the rider and pillion against death or permanent disablement due to road accident as well as provide legal liability to Pillion.
- Pays a bereavement allowance in the event of death.
- Provides inconvenience allowance for accident, theft & flood.
- Waives the Compulsory Excess (for Comprehensive Cover only).
Available with
Rider’s personal accident
Provides cover for the policyholder and any Authorised Riders as a rider against death or permanent disablement due to road accident, and pays a bereavement allowance in the event of death.
Available with
All riders
Provides cover against accidents occurring while your motorcycle is being used by any licensed rider who has your consent.
Available with
Special perils
Covers the motorcycle against loss or damage due to flood, typhoon, hurricane, storm, tempest, volcanic eruption, earthquake, landslide, landslip, subsidence or sinking of the soil/earth or other convulsions of nature.
Available with
Legal liability to pillion
Provides cover against legal liability sought by your pillion against you in the event of an accident due to your negligence.
Available with
MyMotorcycle Plus
- Covers the rider and pillion against death or permanent disablement due to road accident as well as provide legal liability to Pillion.
- Pays a bereavement allowance in the event of death.
- Provides inconvenience allowance for accident, theft & flood.
- Waives the Compulsory Excess (for Comprehensive Cover only).
Available with
View allRider’s personal accident
Provides cover for the policyholder and any Authorised Riders as a rider against death or permanent disablement due to road accident, and pays a bereavement allowance in the event of death.
Available with
View allAll riders
Provides cover against accidents occurring while your motorcycle is being used by any licensed rider who has your consent.
Available with
View allSpecial perils
Covers the motorcycle against loss or damage due to flood, typhoon, hurricane, storm, tempest, volcanic eruption, earthquake, landslide, landslip, subsidence or sinking of the soil/earth or other convulsions of nature.
Available with
View allLegal liability to pillion
Provides cover against legal liability sought by your pillion against you in the event of an accident due to your negligence.
Available with
View allFrequently asked questions
This policy provides insurance against liability to other parties for injury or death, damage to other parties' property, and accidental or fire damage to your motorcycle or theft of your motorcycle.
- MyMotorcycle Plus
- Rider’s Personal Accident (Non-Tariff)
- All Riders
- Strike, Riot and Civil Commotion
- Inclusion of Special Perils
- Legal Liability to Pillion
You may cancel the cover at any time by notifying us in writing. Within 7 days of the cancellation, you must surrender to us the certificate of insurance or alternatively provide us with a statutory declaration. We may also cancel this cover by giving you 14 days' notice by registered post to your last known address. Details of the refund of premium are stated in the Policy, Cancellation Condition No. 3.
Please provide a written notice to the Company with full details within 7 days upon receiving notice of or sustaining any accident, loss or damage. You may contact any MSIG Branch or your Insurance Adviser to obtain a copy of the claim form. Submit the completed claim form to the Company together with all relevant documents as soon as possible.
Just complete the attached proposal form here and send it to us or your Insurance Adviser.
Downloads
Motorcycle Insurance Brochure (EN, BM)
Comprehensive Motorcycle Insurance Policy Wording (EN)
Comprehensive Motorcycle Insurance Policy Wording (BM)
MyMotorcycle Add-on Leaflet (EN, BM)
Motor Insurance Proposal Form
Motor Add-On Proposal Form
Ready to get covered?

Coverage you might need

Motor Plus
Add more, save more with the widest coverage! This policy includes 7 pre-bundled add-ons, with options to add even more.

Lady Motor Plus
Tailored with special coverage for female customers, all in one policy.

Comprehensive Private Car
It's more than just a vehicle. It's your trusted ride.

Motorcycle 3PA
Third party coverage with added personal accident protection for the policyholder, while using the insured motorcycle.