
Sports PA
Support your active lifestyle with coverage tailored for all levels of sport participation.
Important notice
You are advised to note the scale of benefits for death and disablement in your insurance policy. You must nominate a nominee and ensure that your nominee is aware of the personal accident policy that you have purchased. You should read and understand the insurance policy and discuss with your insurance adviser or contact the insurance company directly for more information.
MSIG Insurance (Malaysia) Bhd is a member of PIDM. The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact MSIG Insurance (Malaysia) Bhd or PIDM (visit www.pidm.gov.my).
Key benefits
Accidental Death or Permanent Disablement
Up to RM100,000 — in the event of an accident.
Double indemnity for permanent total disablement
Up to RM200,000 — in the event of an accident.
Covers one of the following: a) loss of 2 limbs, b) total permanent paralysis, c) permanently bedridden.
Convalescence Allowance
RM2,000 for necessary alteration to dwelling or motor vehicle and any other medical aids should you be continually dependent on a wheelchair for a period of not less than 6 months.
Medical expenses (includes Chinese physician/bonesetter expenses)
Up to RM3,000 — incurred by you within 104 weeks in respect of any one accident, which includes Chinese physician/bonesetter expenses of RM100 per visit, up to a maximum of RM500 per accident or event.
Personal liability
Up to RM100,000 cover paid for your legal liability towards third parties in respect of injury or loss of or damage to property.
Coverage
Read the product disclosure sheet and general terms and conditions before taking out this insurance. View downloads
- Accidental Death or Permanent Disablement
- Double indemnity for permanent total disablement
- Convalescence Allowance
- Medical expenses (includes Chinese physician/bonesetter expenses)
- Personal liability
- Loss of or Damage to Sports Equipment*
- Loss of or Damage to Personal Effects*
- Search and Rescue Expenses
- Medical assist alarm centre
* - Subject to RM100 excess on each and every claim.
Note: Please refer to policy contract for detailed information about Sports Personal Accident Insurance Schedule of Benefits.
- War and related risks
- Government Regulations or Acts of Authorities
- Participating in any sport on a professional basis, racing involving the use of mechanically powered driven vehicles and/or craft or trial of speed or reliability
- Suicide, self-inflicted injury or wilful exposure to peril (other than in an attempt to save a human life)
- Pregnancy, childbirth, physical or mental defect or infirmity
- AIDS, AIDS related complex (ARC) or sexually-transmitted diseases
- Drug abuse unless the drug is taken in accordance with an authorised medical prescription (but not for the treatment of drug addiction)
- Air travel except as passenger in a fully licensed passenger carrying aircraft
- Any crew, trade or technical activity in connection with an aircraft
- Acts of Terrorism
Note: This list is non-exhaustive. Please refer to the policy contract for the full list of exclusions under this policy.
Here is a list of sports and activities covered under MSIG Sports Personal Accident Insurance.
Note that Professional sports, boxing or wrestling, or any racing involving the use of mechanically powered driven vehicles and/or craft or trial of speed or reliability are not covered under the policy.
Outdoor/Indoor Sports
- Athletics
- Archery
- Badminton
- Basketball
- Bowling
- Cricket
- Cycling
- Equestrian
- Fencing
- Field Hockey
- Golf
- Gymnastics
- Handball
- Marathon
- Martial Arts (excl. Boxing or Wrestling)
- Netball
- Rugby
- Sepak Takraw
- Squash
- Soccer
- Softball
- Shooting
- Paintball
- Table Tennis
- Tennis
- Triathlon
- Volleyball
- Weightlifting
Water Sports
- Canoeing
- Diving
- Jet Skiing
- Kayaking
- Sailing
- Snorkeling
- Surfing
- Swimming
- Parasailing
- Rafting
- Rowing
- Wakeboarding
- Water Polo
- Yatching
Winter Sports
- Bobsleigh
- Ice Skating
- Skiing
- Snowboarding
Other Covered Sports
- Abseiling
- Bungee Jumping
- Caving
- Go-karting
- Hang Gliding
- Hiking
- In Line Skating
- Mountaineering
- Parachuting
- Polo
- Power Boating
- Rollerblading
- Roller Hockey
- Scuba Diving
- Skateboarding
- Sky Diving
Outdoor/Indoor Sports
- Athletics
- Archery
- Badminton
- Basketball
- Bowling
- Cricket
- Cycling
- Equestrian
- Fencing
- Field Hockey
- Golf
- Gymnastics
- Handball
- Marathon
- Martial Arts (excl. Boxing or Wrestling)
- Netball
- Rugby
- Sepak Takraw
- Squash
- Soccer
- Softball
- Shooting
- Paintball
- Table Tennis
- Tennis
- Triathlon
- Volleyball
- Weightlifting
Water Sports
- Canoeing
- Diving
- Jet Skiing
- Kayaking
- Sailing
- Snorkeling
- Surfing
- Swimming
- Parasailing
- Rafting
- Rowing
- Wakeboarding
- Water Polo
- Yatching
Winter Sports
- Bobsleigh
- Ice Skating
- Skiing
- Snowboarding
Other Covered Sports
- Abseiling
- Bungee Jumping
- Caving
- Go-karting
- Hang Gliding
- Hiking
- In Line Skating
- Mountaineering
- Parachuting
- Polo
- Power Boating
- Rollerblading
- Roller Hockey
- Scuba Diving
- Skateboarding
- Sky Diving
Plans
Plan 1
Starting from RM97.20/yr
Benefits
Max RM
Accidental death and/or permanent disablement
50,000
Double indemnity for permanent total disablement
100,000
Convalescence allowance
2,000
Medical expenses
2,000
Personal liability
50,000
Loss or damage to sports equipment (limited to RM1,000 per article, pair or set)
2,000
Loss or damage to personal effects (limited to RM750 per article, set or collection)
1,500
Search and rescue expenses
2,000
Medical assist alarm centre
Covered
Plan 2
Starting from RM162.00/yr
Benefits
Max RM
Accidental death and/or permanent disablement
100,000
Double indemnity for permanent total disablement
200,000
Convalescence allowance
2,000
Medical expenses
3,000
Personal liability
100,000
Loss or damage to sports equipment (limited to RM1,000 per article, pair or set)
3,000
Loss or damage to personal effects (limited to RM750 per article, set or collection)
2,000
Search and rescue expenses
3,000
Medical assist alarm centre
Covered
Frequently asked questions
All Malaysians, Permanent Residents, Work Permit/Employment Pass Holders or otherwise legally employed in Malaysia and their Dependents between 6 and 65 years of age at the date of first enrolment and may be renewed up to the maximum age of 70. Different terms will apply for Malaysians residing outside Malaysia. Professions and occupations involving manual work or the use of tools and machinery may be subject to premium loading.
This insurance covers activities not normally covered by conventional Personal Accident plans. The MSIG Sports Personal Accident Insurance protects you when you enjoy the following: mountaineering, abseiling, bungee jumping, hiking, skiing and other winter sports, marathons, hang gliding, martial arts (excl. boxing and wrestling), scuba diving, swimming and other water sports, go kart, horse riding, racquet sports, golf and other amateur sports. Please refer to www.msig.com.my for the full list.
You may cancel the cover at any time by notifying us in writing. Any refund of premium is based on the pro-rata basis and depend on how long the cover has been in force and subject to the Company retaining a minimum premium of RM60.00 and the prevailing Service Tax and whether any claims have been made. The Company may cancel this cover or any Section by sending 7 days’ notice by recorded delivery letter or registered letter to your last known address and the return of premium will depend on how long the cover has been in force and whether any claims have been made.
Please inform us in writing with full details as detailed on the claim form within 7 days upon receiving notice of or sustaining any accident, loss or damage. You may contact any MSIG branch to obtain a copy of the claim form. Submit the completed claim form together with all relevant documents as soon as possible.
Just complete the attached proposal form here and send it to us, or your insurance adviser.
Downloads
Sports Personal Accident Insurance Brochure with PDS
Sports Personal Accident Insurance Proposal Form
Nomination
Nomination is important to ensure that your loved ones will receive the protection as intended by you and that policy moneys may be paid out by insurers without any delay. Where no nomination is made, the policy moneys will be paid out to your lawful executor (if you have made a Will) or your lawful administrator (if no Will has been made) – this process will take a while.
*If there is no lawful executor or administrator, then the policy moneys will be paid out to the rightful persons in accordance with applicable distribution laws.
You can nominate any individual(s) you want. HOWEVER, not all nominees will receive the policy moneys beneficially or for their own use. Depending on your marital status and who you nominate, nominations may produce unexpected results for the nominee(s). Likewise, nominations by a Muslim policy owner and non-Muslim policy owner will have different consequences.
How so?
Nominations made by a non-Muslim policy owner will create either (i) a trust policy in favour of the nominee(s) or (ii) a non-trust policy.
To ensure that your nominee(s) receive the policy moneys as intended, you need to ensure that a trust policy is created in favour of your nominee(s).
Trust policy will be created:
(a) if the nominee is your spouse or child; or
(b) if the nominee is your parent (provided that there is no living spouse or child at the time you make the nomination).
In such as case, you are creating a non-trust policy. Here, your nominee will only receive the policy moneys as executor and distribute the policy moneys in accordance with your Will or where there is no Will, in accordance with applicable distribution laws. If you intend for these nominee(s) to receive the policy moneys beneficially and not as executor, you will need to assign the policy benefits to them.
In brief, if you nominate people other than your spouse, children or parents, make sure to assign the policy benefits to them to ensure that they receive the policy moneys for their own use. Please contact MSIG if you require more information on this.
Nominee(s) irrespective of the relationship with the policy owner can only receive the policy moneys as executor and the policy moneys must be distributed in accordance with Islamic laws.
Ready to get covered?

Coverage you might need

Golfer
Coverage for loss or damage to golf equipment, personal accidents, third-party liability and hole-in-one awards.

Pet
Protect your cats or dogs with three customisable plan options to fit your needs and budget.

PA Add-On
Offers the flexibility to expand your coverage for added peace of mind.

Weekly Indemnity
Provides a weekly payment during loss of income due to physical injuries from an accident.