Hospitalization coverage benefits provide financial protection for medical expenses incurred during hospitalization due to illness, injury, or surgery. This type of insurance coverage typically forms part of health insurance policies and may be offered as part of employee benefits, individual health plans, or family coverage. It covers a wide range of medical treatments and services associated with hospitalization.

Hospital Supplies & Services refer to the essential items, medical equipment, and services that are provided during a hospital stay or medical treatment. These supplies and services ensure that patients receive proper care and treatment while they are in the hospital. Many insurance policies for hospitalization include coverage for these supplies and services as part of their overall benefits.

The Operating Theatre (also known as an Operating Room or Surgical Theatre) is a specialized facility within a hospital where surgical procedures are performed. It is equipped with sterile instruments, medical equipment, and technology to ensure that surgeries are conducted safely and efficiently. The operating theatre is designed to maintain a sterile environment to minimize the risk of infection during surgery.

Surgical Fees refer to the charges for the professional services provided by the surgeon and other medical professionals involved in a surgical procedure. These fees are typically separate from the costs associated with the operating theatre, anesthesia, medical supplies, and post-operative care. Surgical fees vary depending on the complexity of the procedure, the surgeon's experience and reputation, and the geographical location of the hospital or clinic.

Anaesthetist Fees refer to the charges for the professional services provided by an anesthesiologist (or anaesthetist in some countries) during a surgical or medical procedure. The anesthesiologist is responsible for administering anesthesia to the patient and ensuring their safety throughout the procedure. These fees are typically separate from the surgeon’s fees and the cost of using the operating theatre or medical supplies.