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What to do

01
Send your vehicle to an MSIG panel repairer
02
Obtain claim form and acknowledgement letter

MSIG's panel repairer will notify MSIG of the accident online. A Claim Form can be generated at MSIG's panel repairer office for your completion (For Comprehensive Motor Policyholder Only).

03
Submit claim form with required documents

Return the completed and signed claim form to the MSIG panel repairer together with the required documents.

View required documents

04
For total loss situations...

Check for additional required documents upon acceptance of our offer.

View additional documents

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What you need

Make sure you have everything when you submit the claim form.
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  1. Original / certified copy of Police Report
  2. Copy of Policy / Cover Note
  3. Copy of Vehicle Registration Card / copy of Vehicle Ownership Certificate
    Show info

    Ensure all details are visible, including the vehicle number, owner name, and expiry date.

    Sample VOC
    Show info

    Ensure all details are visible, including the vehicle number, owner name, and expiry date.

    Sample VOC
  4. Copy of your Identity Card and driving license
  5. Copy of your driver's Identity Card and driving license (if you were not the driver at the time of accident)
  6. Copy of the acknowledgement letter duly acknowledged
  7. Statement from the driver, wherever possible
Additional documents:
Own Damage – Total Loss
  1. Two copies of JPJ Transfer Form K3A duly signed
  2. Copy of JPJK1C Form duly signed, if applicable
  3. Original Certificate of Insurance
  4. Original Vehicle Registration Card duly signed / original of Vehicle Ownership Certificate
  5. Letter of Release from hire purchase company, if applicable
  6. Certified copy of your Identity Card
  7. Two sets of original car key

Frequently asked questions

How do I make a claim?

You can submit your claim notification:

  1. Click here for all MSIG Online products; or
  2. by providing us with written notice together with the completed claim form and all relevant documents either by mail, email or walk in to our office as soon as possible.

Please click on the respective claims tabs above for instructions on submitting a claim via - written notice.

If you have any clarification or need assistance, please contact MSIG Customer Service Hotline or any MSIG Branch.

How do I track the status of my claim?

Once a claim has been made, you’ll receive an email acknowledgement. The email lists all the necessary documents needed to support the claim and other details.

How fast can MSIG settle my claim?

Depends on the type of claim, the turnaround time for example, death/theft claim will be longer than a smaller type of claim. Be assured MSIG is committed to fair and prompt settlement of claims.

If the worst happens, where does my policy moneys go if I did not elect a nominee?

If no nominee was elected, we'll pay the policy moneys to your lawful executor (the person you named as such in your Will) or administrator (if you don't have a Will, this is the person who has been granted administration of your estate by the Court).

If there is no lawful executor or administrator, we will follow Section 6 of the Distribution Act 1958 and pay the policy moneys to your spouse, child or parent.

It can get pretty complicated, which is why we always recommend you to elect a nominee.

What happens if I did not elect a nominee, and I did not have a spouse, child or parent at the time of my demise?

If your policy moneys is not more than RM100,000, we may pay it (without a need for grant of probate, letters of administration or distribution order) to a person that we deem entitled to the policy moneys under your Will (if any) or under any law relating to the disposition of property. A person can also be deemed entitled if he/she is named as an executor in your Will, or has the consent of all your lawful beneficiaries to be administrator to your estate.

If the policy moneys is more than RM100, 000, we may then firstly pay RM100, 000 to the person referred above and the balance of the policy moneys to your lawful executor or administrator.

Confused? Take the stress away and elect a nominee instead.

Downloads

MSIG Motor Assist Brochure V13

Panel Workshop Listing

Insurers and takaful operators - repairers code of conduct

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