Welcome to MSIG Malaysia!

{{ isMobileNavOpen ? "Close" : "Open" }} Mobile Navigation Dialog Logo
Buy now
Main Navigation Menu Navigate around the site using the menu
Close Mobile Navigation Dialog Logo
Buy now
Intermediaries
GenLink 2 GenLink GenLink Cargo
Search Dialog Search the site
Logo Close Mobile Navigation Dialog
Motor Travel Home Health Personal Accident Lifestyle Commercial Assets Employees
Ladies Lifestyle
Health
Critical Illness

Ladies Lifestyle

Women’s coverage against accidents or critical illnesses which includes medical, hospitalization and care costs.​

Important notice

You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy and discuss with your insurance adviser or contact the insurance company directly for more information.
Key benefits Coverage Plans FAQ Downloads
Enquire now
Enquire now
Notes

MSIG Insurance (Malaysia) Bhd is a member of PIDM. The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact MSIG Insurance (Malaysia) Bhd or PIDM (visit www.pidm.gov.my).

Key benefits

Covers 28 critical illness

1. Cancer 8. Motor Neurone Disease 15. Muscular Dystrophy 22. Coma
2. Stroke 9. Paralysis of Limbs 16. HIV Infection due to Blood Transfusion 23. Loss of Speech
3. Heart Attack 10. Terminal Illness 17. Surgery of Aorta 24. Third Degree Burns
4. Coronary Artery Bypass Surgery 11. Deafness 18. Heart Valve Surgery 25. Encephalitis
5. Kidney Failure 12. Loss of Independent Existence 19. Major Organ / Bone Marrow Transplant 26. Primary Pulmonary Arterial Hypertension
6. Parkinson’s Disease 13. End-Stage Liver Failure 20. Blindness 27. Benign Brain Tumour
7. Multiple Sclerosis 14. Loss of Limbs 21. Alzheimer’s Disease / Severe Dementia 28. Major Head Trauma

Renewal bonus

10% yearly increase of the original sum insured up to a maximum of 50% if no claims are made. Renewal is not guaranteed.

Personal Accident

Full coverage 24 hours a day, anywhere in the world.

Accidental Facial / Dental Cosmetic Surgery

Reimbursement of medical expenses incurred for treatment or reconstructive surgery of facial and neck disfigurement or damage to sound natural teeth following injuries sustained as a result of accident.

Snatch Theft Losses

Covers loss or damage to personal effects caused by a snatch thief or wayside robber.

Coverage

Read the product disclosure sheet and general terms and conditions before taking out this insurance. View downloads

Plans

RECOMMENDED

Plan 1

Starting from RM125.00/yr
Benefits
Max RM

Critical illness (28 types)

50,000

Renewal bonus

10% up to 5 years

Personal accident

25,000

Accidental facial / dental cosmetic surgery

5,000

Snatch theft losses

1,000

Enquire now

Plan 2

Starting from RM248.00/yr
Benefits
Max RM

Critical illness (28 types)

100,000

Renewal bonus

10% up to 5 years

Personal accident

50,000

Accidental facial / dental cosmetic surgery

10,000

Snatch theft losses

1,000

Enquire now

Frequently asked questions

Who is eligible for MSIG’s Ladies Lifestyle Protection?

All women between 15 and 54 years of age at the date of first enrolment. Cover may be extended up to the maximum age of 60 if you are enrolled in the Plan before age of 54 and have remained continuously covered thereafter, up to the maximum age of 60. Different terms may apply for non-residents of Malaysia.
Why should I buy this Plan?

Critical Illness is being detected in younger women more and more frequently. With the correct treatment, it is often curable. That means you would need all the financial help you can get. Furthermore, the younger you are, the lower your premium.
Is there a waiting period before I can claim?
  • There is no waiting period for Critical Illness caused by an accident.
  • For the others, your cover will commence after a waiting period of 30 days.
  • For Maternity Risks and Congenital Anomalies of New Born Babies, the waiting period is 10 months.
What are Pre-existing Illnesses?

Pre-existing Illnesses shall mean disabilities that the Insured Person has reasonable knowledge of. An Insured Person may be considered to have reasonable knowledge of a pre-existing condition where the condition is one for which:

  • The Insured Person had received or is receiving treatment;
  • Medical advice, diagnosis, care or treatment has been recommended;
  • Clear and distinct symptoms are or were evident; or
  • Its existence would have been apparent to a reasonable person in the circumstances.
Do I need to have a medical examination?

No, you don’t, unless if you have a medical history.

View full FAQ

Downloads

MSIG Ladies Lifestyle Protection Brochure with PDS

Download MSIG Ladies Lifestyle Protection Brochure with PDS

MSIG Ladies Lifestyle Protection Proposal Form

Download MSIG Ladies Lifestyle Protection Proposal Form
Download all

Ready to get covered?

Health Mobile

Coverage you might need

EZ Hospital Income
Health
Medical

EZ Plus Hospital Income

Daily allowance for hospitalization due to serious illness, accident, or covered disabilities.

Healthcare International
Health
Medical

Healthcare International

Coverage against serious health issues from diagnosis to planned hospital care.​

FlexiHealth
Health
Medical

FlexiHealth

Medical coverage for you and your family with flexible protection options.​

EZ Critical Care
Health
Critical Illness

EZ Plus Critical Care

Affordable critical illness coverage from just RM0.16 a day, with travel, recovery and medicine allowances​.

Open chatbot
You're leaving our site... You are about to visit an external link. Please note that MSIG is not responsible for the content or privacy practices of this site.
Leave