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EZ Plus Hospital Income
Health
Medical

EZ Plus Hospital Income

Daily allowance for hospitalization due to serious illness, accident, or covered disabilities.

Important notice

You should read and understand the insurance policy and discuss with your insurance adviser or contact the insurance company directly for more information.
Key benefits Coverage Plans FAQ Downloads
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Notes

MSIG Insurance (Malaysia) Bhd is a member of PIDM. The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact MSIG Insurance (Malaysia) Bhd or PIDM (visit www.pidm.gov.my).

Key benefits

Hospital cash allowance

Daily cash allowance for admission to Standard Ward due to a covered disability.

Intensive care allowance

Daily cash allowance for admission to Intensive Care Unit, or hospitalisation due to major organ transplant, major burns or public transport accident.

Travel Allowance

Lump sum payment to help your family members pay for travel expenses to and from hospital when you are hospitalised as a result of a covered disability.

Coverage

Read the product disclosure sheet and general terms and conditions before taking out this insurance. View downloads

Add-on

SPECIFIED INFECTIOUS DISEASE
Hospital cash allowance Hospital cash allowance while overseas Surgical operations expenses Compassionate allowance

Hospital cash allowance

This is a benefit for individuals diagnosed with certain specified infectious diseases like Malaria, Dengue, or Zika virus. The cash allowance is offered in different amounts, depending on the plan (refers to Plan 1 to Plan 6).

Available with

EZ Hospital Income

EZ Plus Hospital Income

View details

Hospital cash allowance while overseas

This included admission to standard ward (per day, max up to 30 days per hospitalisation) and admission to intensive care unit (per day, max up to 30 days per hospitalisation)

Available with

EZ Hospital Income

EZ Plus Hospital Income

View details

Surgical operations expenses

This benefit covers expenses related to surgical operations, with varying coverage amounts based on the selected plan.

Available with

EZ Hospital Income

EZ Plus Hospital Income

View details

Compassionate allowance

This allowance provides financial support in case of a serious medical condition or event, with varying amounts for different plans.

Available with

EZ Hospital Income

EZ Plus Hospital Income

View details
SPECIFIED INFECTIOUS DISEASE

Hospital cash allowance

This is a benefit for individuals diagnosed with certain specified infectious diseases like Malaria, Dengue, or Zika virus. The cash allowance is offered in different amounts, depending on the plan (refers to Plan 1 to Plan 6).

Available with

EZ Hospital Income

EZ Plus Hospital Income

View details

Hospital cash allowance while overseas

This included admission to standard ward (per day, max up to 30 days per hospitalisation) and admission to intensive care unit (per day, max up to 30 days per hospitalisation)

Available with

EZ Hospital Income

EZ Plus Hospital Income

View details

Surgical operations expenses

This benefit covers expenses related to surgical operations, with varying coverage amounts based on the selected plan.

Available with

EZ Hospital Income

EZ Plus Hospital Income

View details

Compassionate allowance

This allowance provides financial support in case of a serious medical condition or event, with varying amounts for different plans.

Available with

EZ Hospital Income

EZ Plus Hospital Income

View details

Plans

RECOMMENDED

Plan 1

Starting from RM36.00/yr
Benefits
Max RM

Hospital cash allowance

150

Intensive care allowance

200

Travel allowance

200

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Plan 2

Starting from RM62.00/yr
Benefits
Max RM

Hospital cash allowance

300

Intensive care allowance

350

Travel allowance

200

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Plan 3

Starting from RM88.00/yr
Benefits
Max RM

Hospital cash allowance

450

Intensive care allowance

500

Travel allowance

200

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Plan 4

Starting from RM114.00/yr
Benefits
Max RM

Hospital cash allowance

600

Intensive care allowance

650

Travel allowance

200

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Frequently asked questions

Who is eligible to apply for MSIG EZ Plus Hospital Income Insurance?

All Malaysians and their spouse between 18 to 60 years of age.
If I already have other medical insurance policy, will I be entitled for the similar benefits under this policy in the event of hospitalisation for a covered disability?

Yes, you will be paid on top of your other medical insurance policies in the event of hospitalisation for a covered disability.
Is there a waiting period before I can make a claim?

Yes. This Policy excludes hospitalisation due to sickness/disease/illness including Specified Infectious Diseases during the first 30 days of your policy commencement date. There is no waiting period if you are hospitalised due to an accident. However, policy coverage is subject to policy exclusion such as Pre-existing illnesses, Specified Illnesses etc.
What are Pre-existing illnesses?

Pre-existing illnesses shall mean disabilities that the insured person has reasonable knowledge of. An insured person may be considered to have reasonable knowledge of a pre-existing condition where the condition is one for which:

  • The insured person had received or is receiving treatment;
  • Medical advice, diagnosis, care or treatment has been recommended;
  • Clear and distinct symptoms are or were evident; or
  • Its existence would have been apparent to a reasonable person in the circumstances.
Do I need to have a medical examination?

You may have to undergo further medical examination required by us at our expense.

View full FAQ

Downloads

MSIG EZ Plus Hospital Income Insurance Brochure with PDS

Download MSIG EZ Plus Hospital Income Insurance Brochure with PDS

MSIG EZ (Plus) Hospital Income Insurance Proposal Form

Download MSIG EZ (Plus) Hospital Income Insurance Proposal Form

Product Disclosure Sheet

Download Product Disclosure Sheet

Policy Wording

Download Policy Wording
Download all

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