
Cancer Care 365
Financial protection for cancer diagnosis, so you can focus on recovery.
Important notice
You should read and understand the insurance policy and discuss with your insurance adviser or contact the insurance company directly for more information.
MSIG Insurance (Malaysia) Bhd is a member of PIDM. The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact MSIG Insurance (Malaysia) Bhd or PIDM (visit www.pidm.gov.my).
Key benefits
Cancer benefit
Lump sum payment upon diagnosis of:
- Early Stage
- Critical Stage
Additional indemnity for gender-related cancer (Critical stage)
- Female
- Breast Cancer
- Fallopian Tube Cancer
- Ovarian Cancer
- Cervical Cancer
- Uterus Cancer
- Vagina/Vulva Cancer
- Male
- Testicular Cancer
- Penile Cancer
- Prostate Cancer
Recuperative Allowance
Lump sum payment if hospitalised as a result of a covered cancer for a period exceeding 5 consecutive days.
Supplementary Medicine Allowance
Lump sum payment for purchase of complementary and supplementary medicines, vitamins or nutritional herbs when hospitalised for a period exceeding 5 consecutive days as a result of a covered cancer.
Mobile data/internet allowance
Lump sum payment for purchase of mobile data or Internet when hospitalised as a result of a covered cancer for a period exceeding 5 consecutive days.
Coverage
Read the product disclosure sheet and general terms and conditions before taking out this insurance. View downloads
- Cancer benefit
- Additional indemnity for gender-related cancer (Critical stage)
- Recuperative Allowance
- Supplementary Medicine Allowance
- Mobile data/internet allowance
- Parent’s shield
Note: Duration of cover is for one year. You need to renew your insurance policy annually. Please refer to the Policy Document for detailed information about Cancer Care 365 Insurance Schedule of Benefits.
- Pre-existing illnesses
- Any treatment or surgical operation for congenital abnormalities or deformities including hereditary and developmental conditions
- Flying activity other than as a passenger in a commercially licensed aircraft.
- Alcohol or solvent abuse or the taking of drugs except under the direction of a Physician
- Hazardous sports or pastimes including taking part in (or practicing for) boxing, caving, climbing, horse-racing, jet-skiing, martial arts, mountaineering, off-piste skiing, pot-holing, power-boat racing, underwater diving, yacht racing or any race, trial or timed motor sport
- Infection with Human Immuno-deficiency Virus (HIV) or conditions due to any Acquired Immune Deficiency Syndrome (AIDS)
- Mental illness, psychiatric, self-inflicted injury or suicide, sexually transmitted diseases
- Pregnancy, childbirth (including surgical delivery), miscarriage, abortion and prenatal or postnatal care and surgical, mechanical or chemical contraceptive methods of birth control or treatment pertaining to infertility. Erectile dysfunction and tests or treatment related to impotence or sterilisation
- Hospitalisation primarily for investigative purposes, screening, diagnosis, X-ray examination, general physical or medical examinations that are done routinely or are not incidental to treatment or diagnosis of a covered disability or any treatment or investigation of a disability which is not medically necessary to be hospitalised, any preventive treatment, preventive medicines, treatments specifically for weight reduction or gain or bariatric surgery and treatment of an experimental, investigational or research nature
- War and related risks
- Acts of Terrorism
Note: This list is non-exhaustive. Please refer to the Policy Document for the full list of exclusions under this Policy.
Add-on
Daily cash allowance
Admission to Standard Ward (per day, up to 365 days). For more detailed information, please refer to MSIG Cancer Care 365 Insurance Brochure with PDS below.
Available with
Double daily cash allowance
Admission to Intensive Care Unit (per day, up to 60 days). For more detailed information, please refer to MSIG Cancer Care 365 Insurance Brochure with PDS below.
Available with
Triple daily cash allowance
Admission for cancer (per day, up to 30 days). For more detailed information, please refer to MSIG Cancer Care 365 Insurance Brochure with PDS below.
Available with
Daily cash allowance
Admission to Standard Ward (per day, up to 365 days). For more detailed information, please refer to MSIG Cancer Care 365 Insurance Brochure with PDS below.
Available with
Double daily cash allowance
Admission to Intensive Care Unit (per day, up to 60 days). For more detailed information, please refer to MSIG Cancer Care 365 Insurance Brochure with PDS below.
Available with
Triple daily cash allowance
Admission for cancer (per day, up to 30 days). For more detailed information, please refer to MSIG Cancer Care 365 Insurance Brochure with PDS below.
Available with
Plans
P100
Starting from RM44.00/yr
Benefits
Max RM
Cancer benefit
100,000
Additional indemnity for gender-related cancer (Critical stage)
50,000
Recuperative allowance
2,000
Supplementary medicine
1,000
Mobile data/internet allowance
100
Parent's Shield (for each surviving parent)
10,000
P150
Starting from RM66.00/yr
Benefits
Max RM
Cancer benefit
150,000
Additional indemnity for gender-related cancer (Critical stage)
75,000
Recuperative allowance
3,000
Supplementary medicine
2,000
Mobile data/internet allowance
200
Parent's Shield (for each surviving parent)
15,000
P250
Starting from RM108.00/yr
Benefits
Max RM
Cancer benefit
250,000
Additional indemnity for gender-related cancer (Critical stage)
125,000
Recuperative allowance
5,000
Supplementary medicine
2,000
Mobile data/internet allowance
200
Parent's Shield (for each surviving parent)
25,000
Frequently asked questions
Any Malaysian and Permanent Resident residing in Malaysia who is between 18 and 59 years of age at the date of first enrolment. Cover may be renewed up to the maximum age of 80.
Cancer can affect anyone from all walks of life and it is being detected in younger generations more and more frequently. With early diagnosis and proper treatment, it is often curable. This Product could take care of your financial needs during the challenging time.
- For early stage cancer, your cover will commence after a waiting period of 60 days.
- For critical stage cancer or hospitalisation occuring as a result of an illness or accident, your cover will commence after a waiting period of 30 days.
A product with a survival period may only pay your claim if you can survive the stated period after being diagnosed, subject to the terms and conditions of the product. The survival period for a covered cancer is 14 days after diagnosis.
Pre-existing illnesses shall mean disabilities that the Insured Person has reasonable knowledge of. An Insured Person may be considered to have reasonable knowledge of a pre-existing condition where the condition is one for which:
- The Insured Person had received or is receiving treatment;
- Medical advice, diagnosis, care or treatment has been recommended;
- Clear and distinct symptoms are or were evident; or
- Its existence would have been apparent to a reasonable person in the circumstances.
Downloads
MSIG Cancer Care 365 Insurance Brochure with PDS
MSIG (EZ) Cancer Care 365 Insurance Proposal Form
Product Disclosure Sheet
Policy Wording
Ready to get covered?

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