Fire Add-On

To ensure that your property and business are well-protected and ready to bounce back from setbacks.

Choose between:

Entry Level: Pays a daily inconvenience benefit up to maximum of 14 days or until your business resumes normal operations, whichever is earlier.

Intermediate Level: Pays up to 15% of the final adjusted loss under your MSIG Fire Policy, subject to a maximum amount of the selected 
plan.

Terms and Conditions apply to both. Please see the product leaflet for more information.

 A typical fire or home insurance does not cover loss or damage to the insured property caused by landslip or landslide, which can result in significant damage to or even complete destruction of the property. While customers may choose to extend coverage to include the relevant peril cover currently offered under the Fire Tariff, any claims made thereunder is subject to an Excess of up to RM25,000. This Excess refers to the amount of loss that you have to bear before the insurance company pays for the balance of your damage claim. As this Excess can be considerably high, it may cause unexpected financial hardship to customers when faced with the costs to repair or rebuild their damaged property.

To alleviate the financial burden of owners of landed residential and light commercial properties* such as shop lots up to three storeys when the unfortunate occurs, MSIG now offers a Landslip or Landslide Add-on at an additional premium, that covers loss or damage to your insured property caused by landslip or landslide up to the specified Limit, at an Excess amount of your choice. This Add-on provides a cover on a first loss basis without Average; MSIG will pay up to your selected Limit subject to deduction of your selected Excess.