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Notes

MSIG Insurance (Malaysia) Bhd is a member of PIDM. The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact MSIG Insurance (Malaysia) Bhd or PIDM (visit www.pidm.gov.my).

Key benefits

Third party bodily injury or death

Third-Party Bodily Injury or Death coverage is an essential component of many insurance policies, particularly for liability or vehicle insurance. It provides protection in the event that a third party (someone who is not covered under the insurance policy) is injured or killed due to the actions or negligence of the insured.

Third party property loss or damage

Third-Party Property Loss or Damage coverage is a key component of liability insurance, designed to protect the insured against financial responsibility for damage or loss caused to another person's property. It covers the costs of repair or replacement if the insured is found liable for damaging or destroying property belonging to a third party (someone not covered under the policy). This coverage is typically included in policies like motor insurance, public liability insurance, and certain homeowner insurance policies.

Loss or damage due to accidental fire, theft or accident

Loss or Damage Due to Accidental Fire, Theft, or Accident coverage is a type of protection typically included in property, vehicle, or comprehensive insurance policies. It ensures that the insured is financially compensated in the event of loss or damage caused by accidental fire, theft, or accidents that occur unexpectedly and unintentionally.

Coverage

Read the product disclosure sheet and general terms and conditions before taking out this insurance. View downloads

Frequently asked questions

What are the procedures for me to cancel my policy? What if the Company decides to cancel my policy?

You may cancel the cover at any time by notifying us in writing. Within 7 days of the cancellation, you must surrender to us the certificate of insurance or alternatively provide us with a statutory declaration. We may also cancel this cover by giving you 14 days' notice by registered post to your last known address. Details of the refund of premium are stated in the Policy, Cancellation Condition No. 3.

How do I make a claim?

Please provide a written notice to the Company with full details within 7 days upon receiving notice of or sustaining any accident, loss or damage. You may contact any MSIG Branch or your Insurance Adviser to obtain a copy of the claim form. Submit the completed claim form to the Company together with all relevant documents as soon as possible.

How do I enrol for the policy?

Just complete the attached proposal form here and send it to us, or your Insurance Adviser.

How do I lodge a complaint if I am unhappy with the product or services?

If you have a complaint about our product or services, or you are not satisfied with the rejection or offer of any settlement of a claim, you should first try to resolve the complaint with our Customer Service Centre.

If you are still not satisfied with the decision, you can write either to the Customer Services Bureau of Bank Negara Malaysia or the Financial Markets Ombudsman Service (FMOS) (formerly known as Ombudsman for Financial Services (OFS)), free of charge.

Downloads

Commercial Motor Trade Policy Wording - ENG

Commercial Motor Trade Policy Wording - BM

Commercial Motor Plus Policy Wording - ENG

Commercial Motor Plus Policy Wording - BM

Commercial Vehicle Policy Wording - ENG

Commercial Vehicle Policy Wording - BM

MSIG Commercial Vehicle & Commercial Motor Plus Insurance Brochure with PDS

Motor Add-On: Truck Assist Leaflet

Motor Proposal Form

Motor Add-On Proposal Form

Download all

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