It covers hospitalisation and surgical charges incurred by the foreign worker in the event of hospital admission to a non-corporatised Malaysian Government Hospital due to an Accident or Illness.

Eligible persons for insurance under this policy are those present and future full-time foreign workers of policyholder, from the age of 18 to 60, who are actively engaged at their usual work on the date the persons are eligible to join this policy.

 Yes.

Yes, the Employer can advance the payment for the required premium and then subsequently deduct the same from the foreign worker’s salary. Deduction of salary from the foreign worker is subject to approval from the Ministry of Human Resources.

The annual premium is RM129.60 (inclusive of Service Tax) per worker per annum and coverage will take effect upon registration with premium duly paid.

No, as long as the foreign workers are legally working in Malaysia and have passed the medical examination administered by Fomema Sdn. Bhd. (FOMEMA).

Yes, admission is restricted to a non-corporatised Malaysian Government Hospital only.