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What to do

01
Report to Police immediately

Obtain a copy of the Police Report.

02
Notify MSIG

Notify MSIG immediately after the incident. Describe the time, date, extent and cause of the loss or damage.

03
Complete property insurance claim form

Complete the Property Insurance Claim Form below with full details and return to MSIG as soon as possible together with the relevant documents. If the loss is minor, provide photographs showing the cause and extent of the loss or damage. Adjusters will be appointed for large losses.

04
Do not act without approval

Do not discard, remove, or commence any repair works for the destroyed or damaged items without receiving MSIG's approval.

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What you need

Make sure you have everything when you submit the claim form.
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  1. A full list of the destroyed or damaged or lost items
  2. Original purchase invoices of the destroyed, damaged or lost items, if available
  3. Two repair or replacement quotations of the damaged or lost items for assessment and comparison
  4. Police report

Frequently asked questions

If I only have Houseowner (Building) Insurance, what can I claim in the event of theft?

You can claim for costs of repair to the damage to the building as a result of theft or attempted theft.

Is the loss of cash at home covered during theft?

The policy does not cover loss of cash in the event of theft.

I have a maid, do you also cover their personal effects?

Yes, if you have a Householders (Content) Insurance policy. The domestic servant must reside in the same house.

What if I am leaving the country and my house is left vacant, will my house still be covered?

Yes, to a limit not exceeding 90 days. If the house is left vacant for more than 90 days, you need to inform us and additional premium will be charged accordingly.

How are claims for lost items paid?

Lost items are paid in accordance with the current market value at the time of the loss less betterment, if applicable.

Does the policy also cover household pets?

No, the policy does not cover household pets.

Downloads

Property Insurance Claim Form

MSIG Home Assist Brochure_V12

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