Welcome to MSIG Malaysia!

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What to do

01
Report to Fire Brigade immediately

Obtain a copy of the Fire Brigade's Report.

02
Notify MSIG

Notify MSIG immediately after the incident. Describe the time, date, extent and cause of the loss or damage.

03
Complete property insurance claim form

Complete the Property Insurance Claim Form below with full details and return to MSIG as soon as possible together with the relevant documents. If the loss is minor, provide photographs showing the cause and extent of the loss or damage. Adjusters will be appointed for large losses.

04
Do not act without approval

Do not discard, remove, or commence any repair works for the destroyed or damaged items without receiving MSIG's approval.

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What you need

Make sure you have everything when you submit the claim form.
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  1. A full list of the destroyed or damaged or lost items
  2. Original purchase invoices of the destroyed, damaged or lost items, if available
  3. Two repair or replacement quotations of the damaged or lost items for assessment and comparison
  4. Additional reports
    • Technical Report (if item struck by lightning)
    • Fire Brigade Report (in case of fire)

Frequently asked questions

My TV was struck by lightning. Can I claim under my policy?

Yes, you may submit a claim provided that your policy extends to cover contents.

Is the loss of cash at home covered in the event of fire?

The policy does not cover loss of cash in the event of fire.

How is the loss of my contents determined in the event of total loss?

In the event of a total loss, a Loss Adjuster will be appointed to assist in assessing the amount of loss.

How are claims for damaged items paid?

Damaged items are paid in accordance with the current market value at the time of the loss less betterment, if applicable.

Am I able to purchase the Houseowner Insurance if I am renting out the premises?

Yes, you can.

Downloads

Property Insurance Claim Form

MSIG Home Assist Brochure_V12

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