Fire insurance is required to safeguard your buildings owned by the business, and in any event to protect the contents of your premises, such as machinery, equipment, stock, furniture against damages caused by Fire and/or Lightning.
Additional Perils
The policy can be extended to cover the following perils:
Riot, Strike & Malicious Damage
Explosion (with / without Boilers)
Flood
Aircraft Damage
Earthquake, Volcanic Eruption
Storm & Tempest
Impact Damage (including/excluding own vehicles)
Water Damage due to bursting or overflowing of water tanks, apparatus and pipes
Spontaneous Combustion
Insured Property
Property to be insured may consists of the following:
Building
Property Rental
Plant & Machinery
Business Furniture, Fixtures and Fittings
Stock-in-trade
In addition, the following expenses due to an insured peril can also be insured:
